Collections Lawsuit

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rasworld2000

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I am being sued by a collctions agency in TX for an old credit card debt which has been bought by Midland Funding LLC, I have received the Petition along with a page requesting I admit or deny various alledged facts concerning the debt. How can I answer each midland "fact" without assuming admission of guilt? Must I answer "ADMIT" or "GUILT", or may I answer "DISPUTE"?

I want to answer without admitting guilt or perjuring myself.
 
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