SeattleBlues
New Member
Facts:
My wife agreed to co-sign for one credit card for her sister with a credit limit of $10,000. Without our knowledge or consent (or notification from the credit card company), the credit card company processed applications for two additional credit cards for my wife's sister for a total of $30,000 more debt. All of the cards were opened online and there is no paper trail (or we haven't asked the right questions of them)
Frankly - I see this as fraud on the part of my wife's sister. We have the money to settle this debt and try to work with her on a repayment plan - but I'd like to understand what legal recourse we have for the two additional cards that were opened without our consent.
What questions, documentation should I request from the credit card company to understand how this happened?
My wife agreed to co-sign for one credit card for her sister with a credit limit of $10,000. Without our knowledge or consent (or notification from the credit card company), the credit card company processed applications for two additional credit cards for my wife's sister for a total of $30,000 more debt. All of the cards were opened online and there is no paper trail (or we haven't asked the right questions of them)
Frankly - I see this as fraud on the part of my wife's sister. We have the money to settle this debt and try to work with her on a repayment plan - but I'd like to understand what legal recourse we have for the two additional cards that were opened without our consent.
What questions, documentation should I request from the credit card company to understand how this happened?