debt

I have a question please regarding credit card debt in New Jersey. I am in the initial stages of filing for divorce in Ocean County, NJ. I recently accessed my credit report and found credit cards on my report, that I never applied for or ever made any purchase on. I'm positive these cards...

Hello, My divorce decree states my ex husband is liable for $13,000 in tax debt to the IRS, which he has not been paying and therefore the amount is over $25,000 now. Unbeknownst to me, the IRS does not care nor will they uphold the divorce stipulation (I assumed $13,000 in credit card debt...

I got a debt collection notice from a rental company that had no right to charge me. I contested the debt and they responded with the "debt confirmation". Neither of the documents they provided proved that I owe the money. What steps can I take to contest the debt after this so-called debt...

I am 16, living with a 17 year old brother. We are not emancipated. We are junior university students in California (we completed the CHSPE to skip high school). We are in a weird spot where our mother does not want to fully pay for our tuition or medical bills; I broke my arm and have yet to...

Hi, so basically I have an outstanding parking charge from 2 years ago for £170. One side of the road was private and the other wasn’t I didn’t realise this. I ignored the letters for a while then decided to start paying them off with a company trying to recover the charges. Without informing me...

I defaulted on a credit card and I need to respond to the following Complaint: Statement of Damages Complaint: Plaintiff, Name Hidden Plaintiff (NHP), complaining of the Defendant, Name Hidden Defendant (NHD), hereby alleges as follows: 1. Plaintiff is a Limited Liability Company...

This has been so confusing! So, trying to get an equity loan. Title company put a stop on it for now because of a very old judgment that came up on property records search. I sort of get it, but the lender is sort of being obtuse on this. In VA, there is $25k equity protection and the judgment...

I was informed by phone call that I owed for an ER visit from five years ago. Insurance paid. This is a bill I believe was dismissed by the charity care department, which I may be able to prove if I can locate the letter. Isn't this bill too old to just be getting brought to my attention...

I was contacted today by a "debt mitigation" company regarding a Providian CC account we last paid on in 2012. The rep told me something about the contract including a tolling option that extends the SOL by 15 years. I have not been able to find anything saying the SOL could be extended by...

Many people don't realize that debts that have been challenged in court and judgments issued to a plaintiff can be enforced in another state. For example, if a debtor lived in New York state and lost a judgment in civil court to a plaintiff, the plaintiff can file or "perfect" the judgment in...

Briefly: a year ago I was sick with Coronavirus on Thanksgiving. Next day on Friday, went to the only open Urgent care. It used to be previously in network. Turned out, it wasn't in network any longer, and insurance didn't cover it. Long story, the urgent care didn't send me any bills till much...

I have a question about whether a quasi legal internet scam company, probably based in India, but with an "office" in NY state would actually be able to issue a debt collection against me. Details: I was phished by this company a couple months ago. They posed as the customer service of a well...

Hello, hopefully my question is not confusing. Heck I might already know the answer but figured I would ask for advice. My girlfriend is in a situation where her ex boyfriend recently passed away. While they were together which was years ago she allowed him to use her credit card to make a down...

Mom passed away Apr 9th 2022. No will, she had signed her pink to her car over to me to prevent anything happening to it. I left it in her name. She had dementia. I had eventually gotten a POA and AHCDPOA after a year and a half of trying to get her back home after my younger half brother had...

Hello, i am being sued for roughly $4000 for a credit card I defaulted on in late 2017. I have become disabled since then and cannot work and have zero income. I am married and my wife has a job but she will not pay this debt and she isn’t responsible for it. I do have about $6,000 in my...