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We have been asking to settle it - so please don't assume we are stubborn. We were given the opinion that it was frivilous and we were told we could try to settle and we have wanted to, but because the homeowners insurance lawyer won't settle, we can't. It was explained to us that all 3...

Our family business is being sued for something that did not occur under our control. Our insurance dropped us several years ago stating they no longer covered our "type" of business. We had difficulty finding a policy and didn't have one for years. We finally found one 2 years ago. However...