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Thank you for the advice. I do realise that it is permanent but I considered contacting the landlord to settle the debt and request a letter of debt satisfaction. I would then submit that document to the housing court. I figured that once that is done, any prospective landlord would at least see...

Filing bankruptcy seems so drastic when I don't have any delinquent accounts or debt on my credit reports. This judgement only exists in housing court records.

Hi again! Well I'm in a pickle again. If you're trying to rent an apt in NY, the potential lanlord checks both housing and credit reports. I have a judgement from an eviction back in '05. No one will rent to me unless I can provide a debt satisfaction letter. That is the only way I can have...

I was evicted and a judgement entered 6/2005 in NYS Housing Court. While it no longer appears on ANY credit bureau reports, (removed after SOL expired) its still on file in L&T court and it is virtually impossible for me to rent an apt. Should I contact the landlord's atty to pay it off? Can he...

I also failed to mention that this collection agency/law firm has made 5 inquires w/in the past year and its listed on my credit report. What can I do to make them stop these hard inquires?

LOL!!! thank you Army Judge. I do owe this money but I want to make sure that it is paid to the creditor. The judgement isn't showing on my credit report and I'm trying to keep it off. I just want this to be settled already so I can stop stressing, move on with my life and rebuild my credit.

LOL!!! thank you Army Judge. I do owe this money but I want to make sure that it is paid to the correct person. The judgement isn't showing on my credit report but what do you suggest is the best way to clear up this debt?

Well I spoke too soon. A letter from an attorney (on behalf of the landlord) came requesting payment. Should I ask them to validate that they're allowed to collect on this debt or just make payment arrangements?

I guess I'm worried about being rejected when the credit check is done. If the judgement is off the credit report and the SOL expires, does that mean I'm no longer obligated to pay the debt?

I'm in the process of rebuilding my credit after accumulating some debt due to illness and job loss. I've successfully paid most of the debt or they have fallen off my credit report over time. The main issue plaguing me is a judgement due to an eviction 6 years ago (June 2006) At one point my...