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Both policies were through the same employer and there was no gap in coverage. The issue is that a pre-existing condition clause was part of the new policy. The timing was terrible to do this since the appt was 2-weeks away.

I am divorced with 50% custody. I have a divorce agreement which states that my ex-spouse is to insure the children through her employer and that I am to pay for half of the medical coverage that is not covered by insurance. I agreed to this, of course, as it is obviously fair. However, this...