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Issue Resolved! I received a phone call from SRA Associates yesterday telling me that they had worked with the creditor (Toyota) and got them to settle for $50 monthly payments like I had been told I would be able to do. So that is some good news right there...just keep persisting and hopefully...

I recently had a car repossessed and owed a balance of over $8,000. I was contacted by a collection agency by the name of SRA Associates. I was dealing with a particular individual named Henry White. He and I had come to the agreement that I would make a payment of $500 so that I could make...