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I know that. If I could afford to pay it off I would. But is there something wrong when you try to pay something and they refuse to take payment toward the amount you owe. I live from pay check to pay check. Its not like I wasn't trying to pay them.

I have a $ 600 hospital bill. It was turn over to a collection company. I wrote to them and told them I could only afford to pay $25 a month. They sent me the check back and told me they only could accept $50 . I then sent them another $25 check telling them I'm only getting 16 to 30 hours a...