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They will not send you a notification of late debt on line and really they do not have to call an tell you you are late. But I would think you should have received something in the mail and maybe you did and just thought it was junk mail an dtossed it. Usually any debt for a credit card will...

My advise would be to do debt consilidation. It hurts your credit, but if you are not paying the bills then your credit is huting anyway. look into a company that will start helping you now with now money up front. There are ones like that.

I have a debt that was sold to a law firm in New York. They have to call me every 2 weeks t see if I have money to be able to pay them. Well they have 2 now just called and left a message stating to call them back and then without speaking to me or getting the authorization they nedd they take...