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Thank you so much for this response, it was really helpful and gave me some things to think about and possibly another avenue to take, or door to open, which is what I was really hoping for.

One last question. Does anyone have any suggestions on what to do other than the three choices I have?

thank you. do they usually take it all the way like that?

I have 7 months left on my 38 month lease. At the time I leased the car I was living in Georgia but now am living back in my home state of California for the last 1 1/2 yrs. During my time in California, my income has decreased to less than half of what I was making. I've discussed this with...