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I'll be as concise as possible... My mother, for whom I served as guardian and conservator, passed away in March of this year. About a week after her death I received a letter from Oregon Medicaid stating that they had a claim against her estate. Medicaid paid for one month's worth of rent...

In 2005, just before the new bankruptcy regulations went into effect, I filed bankruptcy in Oregon. I had made efforts to repay my debts but an unexpected and lengthy period of unemployment put me in a bad position and I had no prospects of reemployment at that time, and the creditors were...