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Most mortgage payments are due on the 1st of the month as a courtesy the mortgage companies give the customer a 15 day grace period before late fees are assesed but the payment is considered late anytime after the first. Don't worry too much though most institutions don't report to the credit...

I believe that you stated both the auto loan and the deposit account were with Wells Fargo. I work in a bank and most times when you sign a note on a loan there will be a right to offset clause in the note which basicly states that the company has the right to offset a delinquent loan with any...

I received a summons for credit card debt in the amount of around $7,000 and I am not sure what to do now. I live in Michigan and we fell behind on bills because my husband was out of work. I don't deny that I owe this debt and had every intention of paying it back. The account was sent to an...