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Thank you for the link Mark, I would not qualify for this UK gov aid though, as my debt is only half of the required minimum needed for them to apply a plan, go figure. Probably contacting the bank myself would be a better option, after all this time maybe they will accept a settlement sum and...

May I ask how?

Hi there, I am formerly from the UK and have lived in the US for quite some time now, Am hoping to to find out how the law stands regarding debt from anther country. Apparently my ex spouse in the UK of several years ago did not finish paying a bank overdraft off on a joint acct, as was...