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The house is for sale. The balance on the mortgage is $235,000 and we put it up for sale for $249,000. 2 years ago, this would have been a fair price in this area, but now we've been told that the fair market value is only $214,000. Our savings have been nearly completely depleted from trying...

I was just recently married (10/6/2007) and I knew my wife was having financial difficulties, but I was unaware of HOW bad they really are. She purchased a house before we started dating, and got in WAY over her head with the mortgage. Even with both of our incomes now, we won't be able to...