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credit cards Well my dad co-signed for the first one, but then i was sent cards in my OWN name alone. I never lied on any of the applications. They would send me Pre-approval applications and id fill them out. The last card i had was when i was 17, THEY ARE ALL STILL ON ALL 3 REPORTS. I have...

When I was 16 I recieved a credit card in my own name. From there I went what i believe is technically defined as APESHIT. Opening store cards and so on... Well Before i was legally an adult I already had about $4,000 in debt (which somehow now is over $20,000 ???) I have never had a credit card...