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To clarify: Your answer to my first question is "No." I do not have to go to federal court (even though the final termination decision letter they sent me says I can only go to court). I can instead ignore that procedure and just send them proof of my spending. If this is so, I like that.

MY PROBLEM SSA terminated my “Extra Help with Prescription Drugs” benefits because my money supply was $16,348, which is $2,338 over the limit. I appealed the termination by claiming about $11,000 of my money supply is earmarked for dental treatment. SSA rejected my appeal because I gave no...