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My new business is starting to pick up and I will be able to support her very soon. Just worried about this one bill. Wasn't sure if a property lien can cost us the home but now that I know it can, I will do anything to avoid it.

We tried. Her credit score is too low.

She makes only earns $900 per month from SSI, is 65, has no other income and is below the poverty line. Why do you think she may not qualify?

She can't get an equity loan because her credit is too low. We tried. She doesn't plan on buying another home and is strongly considering filing chapter 7 bankruptcy, which would alleviate this debt as far as I understand.

Cavalry is suing my mother for $9,909 and we have 2 more weeks to respond to the summons. We tried to settle for 50% of the debt and Cavalry won't go past 80% and said they would rather place a lien on the property since they found out my mom owns real estate. My mom has lived in the home and...