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Thank you for understanding! This is exactly how we feel. LOL! You have no idea what our situation is, so please don't assume to know it!

Thank you! Yes, it was hard for a few years, but it was the best financial decision we have made. Wow! It is sad to see that so many people over 70 haven't paid their mortgage yet!

Hope you had fun with the money you took out. Life is too short to not enjoy today. I would have done the same. I am impressed, mortgage free since 1998! Wow! I think we bought our house in 1999, so it took us about 18 years to pay a 30-year mortgage off. I finally felt what freedom feels...

First of all, I am so happy that I found this website. So much great information. :-) I agree with you about being debt free. Our only debt for the last 30 years have been our mortgage that was paid off 5 years ago. Kids even graduated with 3 degrees debt free. We just didn't want to touch...

Thank you so much! This is very helpful. The email came from the loan processor after sending our trust to their legal department!!! Their processing and legal department are in a different state, so my husband thought that they are following a set guideline for all states and may not apply to...

Thanks for your response. No, we created it last year (2021).

My husband and I have a revocable living trust and transferred our home to the trust last year. The mortgage on our house was paid off 5 years ago. We requested a small loan (Heloc) through our bank last week. They requested our living trust in addition to other paperwork. Now they say that...