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I don't have a renters liability insurance policy under my name. But if the owner starts taking me responsible, can I have a lawyer send her a letter ?

I live in a privately owned condo so im not dealing with a complex owner, sorry if you had to go through that with an apartment complex, they squeeze every bit of protection from their systems to not be liable.

Thank you so much! I will talk to the landlord and see what happens.

Hello! I live in a rental condo (privately owned) in San Diego and the condo has a two-car garage. I was driving into the garage when suddenly the garage door closed on the rear bumper of my car. I heard the noise and stopped to cause no further damage but the garage door kept pushing on my...