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Thank you for the detail. My confusion is as to why settlement for my personal injury, pain and suffering & out of pocket expenses should go to pay the car or health insurance company. If each of us are asking for settlements (I did not include their costs in my demand letter and they did not...

Thank you. I am confused by the liens, as my car insurance company said they are filing a suit on their behalf to collect whatever funds they paid out from the car accident (including my deductible). If I want to keep the entire amount they have offered to me, I would have to pay the liens...

Thank you everyone for the replies. I kind of assumed the response, it helps me a lot. I waited so long because medical bills were not final until April. I am reviewing small claims filing in TN now. The offer letter they sent made mention of two liens, one of my health insurance and one of my...

Case details: I was hit in TN (I am a resident) by a driver from IL in late June of 2018. I sent a demand letter last month for injury and other costs and have received a low counter-offer this week. I plan to negotiate, but I am concerned now about the statute of limitation ending and the...