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thank you for replies, I truly appreciate it. The loan (for mortgage purposes) was legal, all official forms approved by lawyer and trust lawyer, etc. I do have the ability to loan from the trust, and did so for the purchase legally. Luckily I did receive some good news from the insurance...

I'm at my whits end and need some advice. This will be a rather long post, so apologies in advance and thank your for even reading and double that for responses. About 10 or so years ago my mother set up an irrevocable trust. The trustees are myself, my brother(B), and my sister(S). S is the...