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Thanks for the reply. Yes, when I get down to it, the difference in the parts probably is not meaningful. It just irks me that I'm the injured party here with a car that now has an "accident" recorded against its value and I'm being told by the at-fault party's insurance carrier that I will...

Thanks for the thoughtful reply. It helps tamp down the anger... Small claims court is an interesting thought, considering I'm retired with time on my hands. I'm going to have to look up "subrogate"...