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AJ, I had family come in this weekend and that helped a lot mentally. Now that some of this fog that typically accompanies tragedy a of such nature has lifted, I feel a little more clarity. I feel like a clutz in thinking the wording meant they would only pay 30%. Now I realize that they can...

Ok. Really, thanks! I don't want to be to quick to jump the gun so I think I'll sit back and wait it out a bit. The valuation is ongoing as is the investigation, which I imagine will be wrapping up any day now. Thanks again

AJ, attached.

AJ, without any doubt whatsoever, when I purchased the policy in May '16 I was at least 80-85% complete. I have receipts and invoices that identify such as well as pictures. Too, I am definite that everyone who worked on the project would gladly testify as to where the home construction was in...

AJ, in these turbulent times, I guess I'm just attributing the negative energies as continuing. I'm translating it as "nothing above 30% will be paid…" Thank you.

AJ: HBIS-35 is WINDSTORM OR HAIL EXCLUSION HBIS-67 is DEDUCTIBLE AMENDATORY ENDORSEMENT ILO119 is MISSISSIPPI CHANGES COMMERCIAL INLAND MARINE CONDITIONS AND LEGAL ACTION AGAINST US. Regards.

AJ, a person asked me questions on the phone and inputted the data. I was then provided a form to sign digitally. I do not recall reviewing the policy, but perhaps I did. Had I noticed the percentage complete being at 30%, as they list it, I certainly would have questioned it. I never...

AJ, I received the attached letter. Seems to be a bit frightening. Oh My God-I had 80-85% of this home built-a Master crafter built home with large diameter logs-a potential masterpiece!! Now, as I read it, they will NOT provide me funds of more than 30%??? Please, please advise!!

Another thought AJ: there is a question about the 30% on the initial application. For the life of me, I do not recall answering the question of 'how far is the construction-percent complete'. For whatever reason the number "30" appeared in the blank. This was in May '16 when I finally...

AJ, here are some things that you've requested. 1) I sent the Supp/Dec yesterday but will resend; it is an a photograph form. 2) Schedule of forms & endorsements attached 3) Other than what I forwarded, I see nothing else on this "existing inventory" 4) As a former military officer I have been...

Attached

I can send you my email address and forward the policy to yours if you would like. I do not want to take much of your time. Regards.

AJ, thank you very much. I have uploaded a copy of the Coverage and definitions, as the file was too big to upload here. Much obliged.

10-4. The application process was about 2 minutes and they only sent me a decorations page and a couple other docs, not the policy in its entirety. I had to request that from the adjuster after the fire. Thanks for your input...

Hi, met with the Chief Adjuster this morning. After the walk-through of the property and myself providing documentation and pictures of the home to that point, he started to explain the Builders Risk Policy. At a particular moment things got really quiet and he said that he had to tell me...

Hi, thanks for your reply. Perhaps I should reiterate what I mean by 'giving me hell', and that would perhaps yield another response. I have a friend that told me after his house fire he decided not to rebuild. He said the insurance company told him that he would be getting $340k for his home...

Hi, I'm in Mississippi. I was building a beautiful Scandinavian full-scribe log home; it burned down two weeks ago, most probably arson. My concern is this: my health is not holding up well enough to rebuild and do not want to at this point. I do not have a mortgage, nor any loan on this...