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Why can't you refinance your house and get extra $30,000 to pay off your credit debt? Your mortgage payment will probably added extra 50 to 100 dollar more perhape. Check with a loan agent.

I will try to make this short. I live in California. I hired company A = property management. Company A is incorporated/affilated with company B which is real estate broker. A owes me some money and about to file for bankruptcy. B is still OK or good as far as I know. There's a...