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I have an analogy to go with your answer. Say you ask to buy a sandwich and i sell you a turd sandwich. then you complain and i say "well you didn't specifically ask NOT to get a turd sandwich so thats on you buddy" All jest aside, what i was more getting at here is: is it LEGAL for them to...

I did buy the insurance, and i'm not debating the damages. please read my original post.

I've never heard of Security Deposit Insurance before i moved in to my last apartment but i was given the option of paying 150 non-refundable for security deposit insurance or a $750 security deposit. Upon moving out they claimed i caused damage which i am not disputing and that the damage was...