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Thanks all. She has maintained her payments 1 month ahead of schedule, and the payments missed were to be added at the end of the loan. My question remains, How can a 30 yr loan be due after 14 yrs and 8 months? We have retained counsel.....Again, Thank you for your kind help.

She just called the lender, and they said we have until the 19th of this month to pay off the 4500.They are sending copies of the loan agreement as well. They will not tell her on the phone the length of the loan agreement. She claims it was a 30 yr laoan, but even at 15 yrs, it wouldn't be up...

She just informed me the house and the payments were not included in the bankruptcy MM.

My mom has a 30 yr loan on a mobile home in CA. She filed a bankruptcy a few years ago. During that time some payments were deferred. They were tacked on the rear of the loan. The loan was issued at the end of 98, not even 15 yrs ago. The loan company (Green Tree Financial Rapid City, SD) called...