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My bank is telling me that they do not have the contract/prommissary notes on either of my cars that i currently have. What rights do i have if i stop paying them. W/out these forms other than the titles the bank cant produce evidence of the debt. Can i dispute the levidity of the debt w/ the...

Here is my Delimma my bank is asking me to resign my original prommissary notes on both of my new cars. Do I have to do this or what are my rights. If i refuse or decide to stop paying do they have legal grounds to repossess the vehicles due to not having this? If I decide to stop paying how can...