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What would you suggest I do? I really need this gone, I don't want to pay them, I just can't afford to keep having them hit my credit every month. Should I send another debt validation letter? I was told by a few other people that I should send another DV letter and then file with the FTC, BBB...

First let me thank you in advance for any advice you may give to me. Let me start by telling you my story. I have a few collections on my credit report that I recently started paying off. I decided to make 2010 the year to clear my credit up (or at least start). I printed my credit reports...