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In fact, you didn't answer my last question at all. If you want to be a jack-off, feel free to do so somewhere. You can act profession all you want, but honestly you seem like a clown to me. I will PAY for some REAL advice, I WILL update you. And if you're so smart yourself, you should look...

It's too late in the process to change lenders. Are you kidding me? Loss of time isn't damages? He gets paid a good amount of money to do his job, which he's not doing.

I've been in the process of getting a house since April. My loan officer talked about locking in my rate at 3.25%. He said we needed to do this as soon as possible. I agreed with him. I received a good faith estimate and another document that was similar. Both had my interest rate at 3.25%. Then...