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Hello, Well I was told to file a mini tort through her insurance company which I called and they told me I can't file one because a mini tort is not covered under her insurance. AAA told me it is mandatory for Michigan and is included in her policy. So who do I believe? Does anyone know...

Hello, I was in an accident. I got hit from behind. My deductible is for $500.00 Which can not be waived according to my insurance company. They told me to file a mini tort to get the money from the girl's insurance. I have no idea how to do this or where to start. Do I need a lawyer ro is...