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I suppose is a claim against my own collision coverage. We hit a truck tire on the middle of the road. Damage was to the hood and electronics - there's a bunch of radars for collision warning and auto-driving mode.

I chose the shop and Geico adjuster agreed to it, by sending the tow truck to it. They traded phone calls. Shop called me asking me to authorized the tear down as requested per adjuster. That's all that I signed. Repairs hasn't started. Still waiting from parts from Italy - ordered by the shop...

My wife hit a truck tire carcass in the middle of highway 101. Tire came flying out of nowhere. She's lucky it didn't hit the windshield. Truck wasn't identified. I thought that it would mean hit and run/uninsured 3rd party, but no. Anywways here in CA is a no fault accident.

So Geico called me telling me the body shop won't bulge charging $20 per hour over what Geico is willing to pay. Geico agent called me asking me to find another shop or pay the difference. I found another shop. However the first body shop incurred costs already tearing down the car and ordering...