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I own a timeshare in Puerto Rico. The maintenance fees + special assessments got too high while the resort itself went downhill, so I just stopped paying the maintenance fees. I first tried to sell, then donate the timeshare, but nobody would take it. I have accumulated about $6000 in...

This must be a fairly common situation. I also own a timeshare and paid for it in cash up front. The rising maintenance fees plus a few special assessments have become a "black hole" that I could no longer afford. Of course I could not sell the timeshare, nor could I donate it to charity even...