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After discovering that our mortgage was not reaffirmed, I tried to reason with my mortgage company asking that we draw up some type of agreement just between ourselves. Unfortunately, the mortgage company's hands are tied because it's the law. Literally, there is nothing they can do...

After discovering that our mortgage was not reaffirmed, I tried to reason with my mortgage company asking that we draw up some type of agreement just between ourselves. Unfortunately, the mortgage company's hands are tied because it's the law. Literally, there is nothing they can do...

I noticed CdwJava that you are currently on-line. I'm not sure what legal field you are an expert in. Would it happen to be bankruptcy? My attorney didn't reaffirm my mortgage in a Chapter 7 bankruptcy and, after giving him add'l money to re-open our bankruptcy so the reaffirmation could be...

I realize your time is valueable, so please forgive me if I'm doing this improperly. I just posted a thread "Mortgage not reaffirmed in Ch. 7 or when bkpcy was re-opened" because the Judge never signed the Order. As a result, the Reaffirmation was invalid because the case was still closed! So...

I have a similar situation, but mine went a step further. I gave my atty add'l money to re-open my bankruptcy. Unfortunately, the judge never signed the Order to re-open so when the Reaffirmation Agreement was filed it was rejected as invalid because the case was still closed. I don't know my...

After a franchise business failed, on Oct. 2006, my husband and I had to file two Chapter 7 bankruptcies -- one for our business and the other personally since our attorney assumed our business creditor (the bank) would try to come after us personally as well. From the very beginning, we told...