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2nd Mortgage Holder Can you tell me what has happened with your "collection" agency? I have a 2nd that I'm 6 mo. behind and have tried to offer a settlement. They have denied that and said that in a couple of weeks, they will be taking the loan off their books and forwarding the loan to...

Will 2nd Mortgage foreclose? I'm curious if you have any more information. I'm in a similar position. I owe $200K on first and $170K on 2nd. Home is worth about $250K. I'm current on 1st, but 165 days behind on 2nd. I was denied a loan mod. I offered a settlement of 1/2, but was also...