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    Personal Bankruptcy Chapter 7-Getting Exception to Discharge

    Your potential cause of action is not for "malicious injury" which falls under 11 USC 523(a)(6) it is for "false representation" which falls under 11 USC 523(a)(2). You can file a Complaint to Determine Dischargeability under 11 USC 523(a)(2) however, as already pointed out, you have an uphill...
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    Consumer Law, Warranties Car Loan After Death

    You will not be responsible. Your grandfather's estate (if there is any) may be. Discuss this with a probate attorney.
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    Hounded by lawyers for old credit card debt

    In response to mightymoose "it sounds as if the OP had no knowledge of the hearing at which the judgment was obtained. If the OP is able to go back and prove improper or no service made regarding that hearing, is it at all possible to put an end to this, or is it even too late for that since...
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    Hounded by lawyers for old credit card debt

    The OP needs to be cautious over advice given. 1. While the original debt may have been subject to a Statute of Limitations argument, that boat sailed when the OP failed to raise the defense BEFORE the judgment was entered. An affirmative defense is wiaved if not properly raised. 2. The...
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    Hounded by lawyers for old credit card debt

    The judgment creditor is looking for information on what you own so that it can determine if it can execute on anyting. What you are describing is similar to a judgment debtor's exam in my jurisdiction. My guess is that if you do not answer the questions a "civil" warrent will be issued but...
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    Wage Garnisment

    Here is my spin on this 1. Judgment is out of Colorado 2. Judgment debtor is a resident of Colorado 3. Judgment debtor works for a Colorado company 4. Employer received writ of garnishment and began garnishing wages 5. Employer sends judgment debtor to another state to work at another...
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    Mortgage & Chapter 7

    I guess I do need to make a correction. You did qualify your respose by saying "may". I guess I was too tired to pick up on that item. It appears my "in the nature of support" rant was not necessary. I apologize.
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    Mortgage & Chapter 7

    But. . . I beg to differ. The bk judge has the authority to make an independant determination that the debt is "in the nature of support" and is therefore priority/non-dischargeable. See 11 USC 523(a)(5) and 11 USC 101(14A). While I have never heard of a DSO losing its designation by...
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    Mortgage & Chapter 7

    You are not getting the complete story. NM is a community property state. With the exception of real property, which must be in both names (otherwise is is deemed sole & seperate), all debt run up during the marriage is community and all assets purchased during the marriage belong to the...
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    Personal Bankruptcy Bk Chpt 7

    1. "I am currently pro se in a bk chpt. 7 where I listed the mortgage as an unsecured non priority debt and exempted the house on my schedule C." Why do you think the lien holder is unsecured? Are you trying to argue some sort of "show me the note" defense. If so, don't hold your breath...
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