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Contacted the debt holder and they directed me to the law firm I last had a statement from in September of last year. They were nice, but wholly unwilling to negotiate in any way. I went ahead and paid it off and am done now. I did ask specifically about if River View would be filing the...

Good point. He did mention something the other day when talking to him that we could "pay it out of the line". I was in the middle of a sentence and caught it, but didn't bring it back up because he still keeps asking for proof of payment. There may be an assumption here that it has been paid...

Huh, while I misspoke in my chosen words, I did basically mean what you thought I did. This is interesting to know. Learned something new. It makes sense though. This is partly why I have resolved myself to pay it. I can now afford it, and I did owe the original amount and was initially aware...

Yeah, so I was wondering where that one went, I couldn't find it! I was trying to find it to delete it (if I could!). I learned some new info and was able to ask more specifically here. Glad you deleted it so nothing gets confused.

Ok. THANK YOU for this information. I was finding literally zero information on this anywhere. Honestly, as crazy as it sounds, besides getting proof it was written off (not likely, of course) this is probably the best situation. As I mentioned, I am willing to pay/settle. Kinda sucks, for sure...

Here's the thing. I don't mind paying it. I get it and this was't really my question though I appreciate the response. I should have clarified why we are judgement proof when it comes to this matter. The judgement is only in my wife's name. We are not in a community property state. She has...

This has been so confusing! So, trying to get an equity loan. Title company put a stop on it for now because of a very old judgment that came up on property records search. I sort of get it, but the lender is sort of being obtuse on this. In VA, there is $25k equity protection and the judgment...