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If you read the rest of the thread, you will realize I was insured. My insurance company is attempting to use a loophole to get out paying for damages. I am in the process of appealing their decision and will fight them on their decision.

Just because you're found at fault by the insurance company doesn't mean you were completely at fault for the outcome of the accident. I was struck by a person that ran a red. Had she not done that, there would have been no accident. But this doesn't matter. As far as insurance companies are...

Regardless, I'm going to fight it. There's no way that there was 9k worth of damages as no property was damaged. I could be wrong but I'm confident that I won't be paying what they're currently asking for. Thank you everyone for your insight.

Not really the point. Online forums should be about sharing info that others could potentially learn from. If that isn't the case here, then good day to you. Thanks for all the advice.

Regardless, there's no way 9k of expenses were required after their insurance covered the damages. I'm going to hire an attorney and fight it. I'll update this thread with the results.

My goal isn't to alleviate myself of paying for damages that I caused. But I shouldn't be required to pay a whopping 9k when 1. the other party was fully insured and 2. I was only "technically" at fault, not completely at fault.

I've read that in many cases it isn't worth going after someone on a small claim who doesn't have money. You'll pay for legal fees and you'll pay to have a process server track down and serve the other party and still never get paid out. I have my own experience with this. I won a small claims...

Yea I mean if you can then why not?

1. I was not uninsured. The vehicle I was driving was not insured under my plan. That's not the same. You don't get your licence revoked for getting into an accident while driving your friend's car as an example. 2. An SR-1 was filled out.

You don't get your license revoked for being involved in a car accident unless there was some kind of gross negligence such as if it was your 3rd DUI. Being sued is a completely different issue.

I'm simply seeking help in exploring my options which seems to be: 1. Pay the 9k in full 2. Fight and get the amount reduced and then pay (probabaly the best option since the 9k seems to have been severely inflated) 3. Ignore all attempts to collect and hope they deem in not worth going after...

Technically meaning that the other person was speeding through a red light, but I didn't see her and was the one who pulled out in front of her when we collided. I was hoping to get a heads up on what comes next and what I should do. Do I just ignore the Law Firm and hope they don't pursue? Do...

Thanks for the response. Would it even be worth it for this party to come after me, someone with no money and no income, over 9k? (Which seems like an inflated amount considering they had coverage.)

I got into an accident and collided with another vehicle. The accident was technically my fault. My insurance company was able to wheedle out of covering on a technicality. In short, I was driving a vehicle I came in possession of outside the grace period of when I was supposed to switch...