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Age of consent in NJ is 18. However, if the lady is 17 she can consent to a male no older than 19. A 17 year old and a 30 year old is statutory rape- the parents can call the police.

work out a payment plan for less then 16,000 and borrow some cash. If not, work out a payment schedule for the balance with no interest to accrue, and actually pay it off. DO NOT LET THEM SUE YOU AND GET A JUDGMENT AGAINST YOU. Then they have you by the balls- emptying bank accounts, taking...

the "charge off" date is when the credit card complany shuts off your service, it can be months or even a year after your last charge depending on your limit and payment history. The SOL in NJ runs from that day- 6 years for suit to be initiated.

If the account is 6 to 7 years old, fraud is going to be hard, if not impossible, to show. Usually, when you get sued on a strange credit case, or something happens to your wallet or credit cards, you report it to the police. If you get a copy of the police report, you can show that to...

Usually this is how collection works. You owe money to whoever- a hospital, credit card, whatever. They try to get you to pay, but have so many customers they just sell your debt and cut their losses. This then happens over and over again until either 1) the statute of limiations runs, or 2) you...

a creditor is not required to take a settlement to satisfy a debt. However, if you got something in writing that was signed and filed with the court, stating that a settlement was to be accepted, a second collector cannot collect the balance. That is, of course, assuming you paid EXACTLY...

Slander- oral defamation Liable- written defamation Elements for defamation: 1. It must be about the plaintiff 2. It must be presented as a fact and not be true 3. A party other then the plaintiff must hear/read the statement. If your sign does not specifically attack a named party, is...

#1- Pressler and New Century Financial are not the same. If they were, both would be shut down because it would be illegal. Since they are not the same, they both continue to operate. #2- If you requested debt validation later than 30 days after you got the Fair Debt Collection Practices...

The standard for a fraud claim is that the seller make a material misrepresentation, that they intend for you to rely on, which they know is false. You have to have reasonably relied on that misrepresentation to your detriment and suffer pecuniary loss. It seems like you meet the detrimental...

The age of consent in Illinois is 17. That means he can date her, have sex with her, anything he wants- without fear of statutory rape charges. HOWEVER- Since she is still a minor, if her parents have a problem with your friend they could have the police investigate and possibly charge your...

#1- 4 years is not too long for a debt to be invalid. Usually it's 7. #2- According to the FDCPA, a collection company must send you an FDCPA letter prior to initiating suit. If you request validation of the debt within 30 days, they must provide it. If they initiate suit without providing you...

Sorry, never for Pressler, but I have worked for collection firms before.

You need to get an attorney to argue forum non conviens and have the venue changed from New Mexico to Texas. The best arguement is that if the plaintiff lives in California, they would be no more inconvienced to travel to Texas than NM, but it would be a great incovenience to you. However, since...

You have a good civil case for assault and battery. Assault: 1. apprehension of imminent harmful or offensive contact 2. intent to committ harmful or offensive contact ...good. Battery: 1. intent to committ harmful or offensive contact 2. actual harmful or offensive contact 3. no...

#1- The debts that have judgment against you, or have simply initiated suit against you, are not to late to payoff. The ones that are pre-judgment may even be lowered if you contact the creditor (or attorney) to work something out. As for the debt with judgment- you will end up paying the...

Sounds like bad new for you my friend. Your best option is to call them and try to work out a payment arrangement. A judgment against you is good for 20 years, and can be easily renewed for another 20. They are not going to simply forget about the money you owe them. Now there are 2 possible...

#1- If you want to know if you are speaking to an attorney and not a secretary or paralegal, ask them if they are an attorney. Someone that is not an attorney but working at a law firm will not misrepresent themselves as an attorney. #2- you are not a client if all you are asking for is...

the age of consent depends on what state you live in.

If you request that a collection company cease calling you, and they continue anyway, they are violating the Fair Debt Collection Practices Act (FDCPA). The next time they call you, tell them that 1) you have requested they stop calling and 2) you are going to bring a cause of action for...

My bad. I actually did a bit more research on this... I was wrong/right... The offense of giving, selling, or furnishing intoxicating liquor to a minor might or might not arise where the beverage is supplied by a parent or guardian or at a private home or private event. Under some...