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Thanks for the feedback Tax counsel. I think there may have been a confusion. I never lived in Oregon. The creditor is based out of Oregon. We lived in California at the time it was repossessed. :)

Thanks for the help and opinions on the matter. They do help a lot and I appreciate your time. Would the Oregon SOL possiblly still use a hold on it for the fact that it is still being reported his report monthly accurring the extra charges/fees while we have been in Alaska for almost 2 years now.

What would that mean? If we ever moved back it could be put back on? I assumed it would just be able to come off his credit after the 7 years? I was hoping to dispute the amount mainly and settle for less like I have with everything else or dispute and make it be taken off. Just the amount it...

I guess thats a pretty big mistake on my part. The original contract I had for the car was in it when it was repossessed. I only had the car for about 4 months. It broke down from a blown head gasket The company I was leasing it from said that the warranty wouldn't't cover the fix. I was young...

Hello, So my husband and I started leasing a car in California over 5 years ago. Long story short. It was repossessed a short time later. It hit my husbands credit Oct 2014 with a deficiency balance of $4,272. The balance is owed to a third party collection agency in Oregon. There has not been...