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There is no way my grandpa or mother would have given me this letter. I got pregnant at 18 and my family did not speak to me again for years. So I'm not sure how that's a responsible adult when there was no communication.

Also, my grandpa is no longer alive.

Also the letter from the sheriff is threatening to garnish wages

Hello, I recently received a letter from a Sheriff stating that I needed to make payments on a judgement that I received in 2009... problem is I was never properly served. For the credit card (800 dollars) I stopped paying in 2008. I plan to file a motion to set aside the default judgement...