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I'm not a lawyer but according to laws this is illegal. A debt collector is not allowed to falsify who they are and falsify why they are contacting you. According to the fair debt collection practices act that debt collector is wrong and u can complain about it, and the debt collector knows they...

In addition I paid my balance the day of my services which was over a thousand dollars my insurance was billed the rest, then I was billed again at my old address for a payment my insurance did not cover so inquired and I paid that as well. When I last inquired about my bill I was told I have...

:confused: After finding out that I got declined for a business credit card, I decided to find out why that was the case by reviewing my credit report, then to my surprise I found out that I have a collections statement on my credit report. I called the debt collectors office and they said...