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Thanks for the reply. I know hypotheticals are difficult. I just want to make sure I can still be "neighborly" and loan out toys to other children without the fear she would sue me if her child gets hurt. I know I may be held responsible if my child caused an accident, but likewise, I would...

I am explaining the entire story below, but in a nutshell, who is responsible if a neighbor's child borrows one of MY child's toys and an accident occurs with the toy to a third child on her own property? (Toy belongs to Child A. Toy was borrowed by Child B. Accident occurs to Child C on the...