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  1. zddoodah

    Camper Van - Loss of Use Claim

    I suggest you do it. If you don't have rental car coverage, then your insurer owes you nothing with respect to any rental vehicle. If you only have standard rental car coverage, then you're only entitled to a standard passenger vehicle. Standard rental car coverage is $30-45 per day for 30...
  2. zddoodah

    Legal help from insurance company

    The amount of insurance any given person should carry depends primarily on the extent of one's assets. Also note that, regardless of policy limits, an auto liability insurer owes a duty to its insured to prevent exposure in excess of policy limits, if at all possible.
  3. zddoodah

    Camper Van - Loss of Use Claim

    You have a claim against the other driver (or against your own collision coverage) for the lesser of the van's fair market value at the time of the accident or the cost of repairs. You also have a claim for a rental car while you wait for your vehicle to be repaired. Your own insurer is...
  4. zddoodah

    Conservator curious about what happens to bank accounts when ward passes

    Why is the word "wrote" in quotation marks? By any chance were these written instructions signed? If so, it's possible that the written instructions will constitute a holographic will. I strongly suggest you retain the services of an attorney to review the situation and advise you.
  5. zddoodah

    Have I Made A Mistake Accepting A Personal Check?

    What exactly does this mean? Did you have a partnership or some other legal business entity? Were you an owner of the entity? If not, what was the nature of your investment? What sort of documentation exists relating to the investment? I don't understand your question. If the guy owes you...
  6. zddoodah

    Conservator curious about what happens to bank accounts when ward passes

    You told us earlier in the post, that you're designated as the pay-on-death beneficiary. If that's still the case, then the money will be yours. That doesn't change just because you were subsequently named conservator.
  7. zddoodah

    Trust administration

    The word "inherit" typically refers to a probate estate, but you titled the thread as relating to a trust. My guess is that you and your siblings are beneficiaries of a trust that owns (real?) property and bank accounts. But maybe you mean something else. If you clarify the situation, we...
  8. zddoodah

    Hi, I have 2 insurance policies on my store, New Jersey. Is it legal to put a burglary claim in with

    What sorts of policies? What specific coverages does each policy provide? Yes. However, if you have identical coverage from two insurers and fail to disclose that fact to the two insurers, it would not be legal.
  9. zddoodah

    Husband purchased house while separated

    If you " haven't started divorce proceedings yet," what does "now that we're getting divorced" mean? In any event, the answer may depend on whether the divorce takes place in NJ or PA (or some other state). However, in equitable division states (which both NJ and PA are), all property acquired...
  10. zddoodah

    Tax return question

    While Utah is one of a few states that still recognizes the archaic cause of action "alienation of affection," you haven't mentioned anything that would indicate it's relevant (hint: you can't sue your spouse for it). "Emotional distress" is a form of damages that is recoverable in some...
  11. zddoodah

    Tenants Dog Bite and insurance issue

    The additional documentation you provided isn't going to allow anyone to assess the extent of your coverage (although the declarations page suggests you might not have liability coverage). If you were served on 5/9, then you likely have a responsive pleading due by 6/8. If your insurer isn't...
  12. zddoodah

    Business Website on Loan

    Why not do it through a proxy registration so that, if anyone looks it up, it will be anonymous? Do you want the website or just the domain? These are two different questions. The first part doesn't involve any legal issue. As for the second part, the simplest way to do it is by creating a...
  13. zddoodah

    Tenants Dog Bite and insurance issue

    I'm curious why you posted this thread at another site but posted your follow up here, without including any of the relevant facts from that other post. In any event... What is the nature of the rental property (e.g., single-family residence, duplex, multi-unit apartment, etc.)? Where did the...
  14. zddoodah

    NJ auto warranty question

    Was the $9k figure a typo? Either way, more than $20k is a LOT still to be owing on a car bought 5 years ago. Yup.
  15. zddoodah

    CC chargeback, atypical situation

    Read the language in your credit card agreement/terms & conditions regarding chargebacks. If there are exceptions, that's where you'll find them. I supposed your argument would be that you had no way of discovering the issue until the 60 day period had passed. The agreement/TOC will tell you...
  16. zddoodah

    Juvenile Crime First Offense, Tampering with Evidence

    Is being "brought up" by whom? How old is your friend's daughter? This establishes that your friend's daughter isn't smart, but that's not a crime. You told us that she "is being brought up on charges," so how could it be possible to "have her not be charged"? "Is being brought up on...
  17. zddoodah

    CC chargeback, atypical situation

    Doesn't matter. It's going to be denied because it's too late. Your recourse will be to sue - in Florida where the seller is based. Was the purchase price sufficient to warrant the costs associated with suing in a state that will likely require you to travel over 1,000 miles, the cost of...
  18. zddoodah

    NJ auto warranty question

    If the $17k buyout is $9k short of of what you owe, that means you still owe $26k...on a car you bought 5 years ago?! Regardless, how much you owe isn't legally relevant.
  19. zddoodah

    Question regarding multiple issues: No heat or hot water in winter and lack of state business licens

    State license to do what? Like every other person, you have dozens of legal rights. It would serve no useful purpose to try and list them all. What should you do about what? Your first issue seems to be in the process of resolving. Your second issue was something temporary that occurred...
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