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The intent to create a contract and bind the employer would be required. Not every company policy, offer letter, employment agreement, employee handbook, etc. does so. That is just way too broad a statement to make. But until the OP comes back and answers the question, we can't do anything...

That just isn't true. Unless wage payment laws require it or the employee has a contract requiring it, it does not have to be paid. Every state is different. That's why I asked what state (to which I did not receive a reply).

Yeah, appeal. However, this nowhere NEAR a wrongful termination. May have been unfair; doesn't make it illegal.

You may not have received any responses because that huge block o'text is very hard to wade through and I suspect there is a lot of extraneous information in there. If you edit it down to include just the pertinent information, have some paragraphs and white space, I'll bet more responders...

What state did you work in? Makes all the difference. BTW, showing a balance on the paystub does not, in and of itself, confer any legal obligation to pay it out at termination.

They can certainly refuse to provide a reference if they don't want to do one. There is no law forcing them to.