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  1. J

    Elderly mother and her family situation

    We will need to talk about abuse, or the lack of it? I will reply in a bit
  2. J

    Elderly mother and her family situation

    Thank you, Army Judge. Very informative!
  3. J

    Elderly mother and her family situation

    Does the family have any rights to demand her out of the house while they are gone?
  4. J

    Elderly mother and her family situation

    There is a situation in the family I am pretty close familiar with. Spouses are both university professors in their 50-60s. She is an immigrant, he is an American man born here. 10 years ago she brought her mother, 75 yo at the time, to live with them. The elderly mother is the US citizen now...
  5. J

    Financial assistance and debt

    About 160.
  6. J

    Financial assistance and debt

    Well, my another question would be: is there an obligation to honor their own approved financial assistance that they offered and the patient qualified for?
  7. J

    Financial assistance and debt

    Thank you. Does it actually happen that a hospital may contact insurance after a patient didn't pay their copay?
  8. J

    Financial assistance and debt

    I had a bill after going to ER. They suggested to apply for financial assistance which I did. They sent me a letter that I qualified for 100% financial assistance. However, after that, they kept sending me the same bill. When I asked why they didn't honor their own financial assistance they...
  9. J

    Kansas Marketplace insurance and adult child

    I think I got it figured out. I posted a link above and it says that my child shouldn't be included in the "household" if I don't claim them as dependent, if they are 21, and not requesting coverage on marketplace. I just corrected my application by removing the child completely from the...
  10. J

    Kansas Marketplace insurance and adult child

    Student resources insurance required by the school
  11. J

    Kansas Marketplace insurance and adult child

    This link explains that I shouldn't have included my adult child in my household. https://www.healthcare.gov/income-and-household-information/household-size/ However, I was just answering the questions in the application, which asked Who lives with you (answered My child) Does the child require...
  12. J

    Kansas Marketplace insurance and adult child

    I could probably correct my application and say I have a household of 1 (in case adult child moved out) - would it be a better option?
  13. J

    Kansas Marketplace insurance and adult child

    Greetings, Please help me understand the correct way to apply on Healthcare.gov I have a household of two people: myself and my 21yo child I am the only person who needs marketplace coverage in 2026. The given child is a college student in another state who graduates in May. He already found a...
  14. J

    Kansas Not telling Dr.Office we have insurance

    Thank you all, ladies and gentlemen !
  15. J

    Kansas Not telling Dr.Office we have insurance

    Is it acceptable/legal , not to be using insurance when you have it?
  16. J

    Kansas Not telling Dr.Office we have insurance

    Hmmm let's see. It's a marketplace plan. There is the same application for both of us on healthcare.gov website. But then i bought a plan for myself and a plan for her. We have different plans, titles are different, different member IDs. I am not sure how to answer your question. If I call her...
  17. J

    Kansas Not telling Dr.Office we have insurance

    For my child who is technically "an adult" but I am still responsible: financially, and for giving needed push to get things like this done. This said child spends very little time in close proximity to me, so I have to act fast.
  18. J

    Kansas Not telling Dr.Office we have insurance

    thank you but why do I have a feeling I am doing something bad/wrong?
  19. J

    Kansas Not telling Dr.Office we have insurance

    A family member won't have coverage next year due to ACA cuts. In 2025, she has ACA insurance with dental coverage, however she already used all her preventive dental benefits this year. There is a (new) dentist that we haven't been to, who is advertizing New patient special for 59 dollars...
  20. J

    Hit & Run and repairs after

    I already said that the person told me that the shop needed to call the appraiser with this, instead of me sending her their estimate. She didnt accept this estimate for anything. I don't quite understand, if the shop negotiates with the appraiser does it mean that the insurance sends money to...
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