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for instance...during the process of settling the property damage, the adjuster kept attempting to add verbage,,,,the parties to the claim reserve the right to pursue legal remedies against me in the future...well I caught that one...but I was hoping to learn of some other little items that may...

well I was not at fault, I was injured...I just want to be sure not to mis-word anything and hang myself.

I was in an auto accident, I am ready to compose my PI demand letter. I have done considerable research on the subject...but just as a precautionary measure...I wanted to poll this forum for any last minute advice...such as...verbage that I absolutely SHOULD include in my demand letter or...

I was in a car accident and I wasnt even injured and their insurance company sent me $2000...My point is...if I were you, I would do some research such as on this forum and...

well there ya go...if you think mom is smoking pot...you can tell this to mediation and ...well in california...what they do is make an order that if either parent thinks the other is doing drugs...they can mandate a drug test at any time but you have to pay for the other parents drug test...

Hi Kevin...why didnt you tell me you were having difficulties? Hmmm...building a case against your ex...each parent loves their child...each parent wants to have their child live with them when there is a break up...this is natural...what you need to do is ask yourself...why you want your...

saw an attorney Hi Kevin AZ, well I went to see an attorney yesterday. After thorough review of all pictures etc that I presented to him, he told me that the other party's explanation of how the accident occurred wouldnt hold water in court. I got the impression that he felt the case would be...

Actually, I wasnt out in the road...I was already off the road..maybe 6 inches of my vehicle was touching the roadway....I viewed my pictures carefully, and it appears that her impact may have pushed me an additional 5-6 inches into the snowbank...but I was not protruding into the roadway for...

Hi Kevin...The following is a copy of the decision letter received today from their adjuster as to why he feels I am partly at fault... Dear Ms. : Thank you for your cooperation in connection with your claim on the above matter. As you probably know, our obligation, as an...

Hi Kevin...I went to police station and got the pictures of the other gals car...and Im posting the URL here for your review ....you are a doll!!! http://www.fileden.com/files/2006/7/10/121244/other%20vehicle%20picture%20taken%20by%20police%20officer.jpg

Oh Kevin, by the way...I DID receive one offer in writing from the adjuster...their collision estimator came to a figure of appx $4300.00 as my total collsion damages so the adjuster sent me an offer of $2150 and the offer contained all the verbage that the other party still has the right to sue...

awww.thank you KevinAZ for hanging in here with me. And your right, I only have liability on my vehicle because of its age. And no, I was not accused of speeding, I wasnt accused of anything that I know of...actually, I dont know what the other gal is saying happened, I tried to get a copy of...

I am posting the URL of the accident diagram that I drew...I hope this helps explain how the accident occurred...Thanks again http://www.fileden.com/files/2006/7/10/121244/accident%20diagram.jpg

Actually the adjuster at first suggested 51% / 49% liability and when I protested, he has since not specified any percentage of liability, in fact, he has asked me to pick a number that I would be comfortable with...I told him zero...His explanation for why he feels that there is shared...

Okay Kevin AZ...this is my last question...I promise....The adjuster has paid 100% for me to replace my SUV window so that I could drive it and maybe he is trying to mitigate his damages? I dunno, but what Im curious about...since he is trying to get me to agree to splitting liability/expenses...

oh by the way kevinAZ...did you view the photos that I posted...do these photos demonstrate that I hold no liability in this accident? My photos and the statement in the police report saying the other lady was going to fast for conditions....those are the only actual facts I have to prove I was...

Hey Kevin AZ...thank you so much for your help. I am really beside myself as to how to handle this whole matter. The lady who hit me is my neighbor and Im hesitant to involve an attorney...(did I already say that...cant remember) anyways, I do have an additional question...the police report...

Thanks Kevinax06, yes very helpful. Now, I would like to pick your brain a little more. I know Ive explained before about how the adjuster is not wanting accept liability. According to DOI he has 30 days to put his decision in writing to me or explain why no decision. My question is, is...

Hi KevinAZ06..I have a question...what is the average daily vehicle loss of use reimbursement that an adjuster will pay.

I was going appx 10-15 mph, I saw her coming from the opposite direction, talking on her cell phone, her speed alarmed me...I also saw that the road was too narrow for both of us to pass safely, suddenly I saw a look of panic on her face (I don't know if her panicked look was because of her...