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Ok Thanks for all your time and advice. It was helpful in answering my questions and I appreciate it.

No I havent looked into alternatives yet, I am just getting by on what we are already paying... I do have another question for you though is it possible to sue the insurance company? Here is my thought process: infertility is a medical condition it is not a cosmetic procedure, we pay into the...

Firstly thank you for replying to me and giving me some advice, I appreciate it. yes when the finance person called she asked specifically about fertility coverage and i'm not exactly sure how much of the $15k we have used but it was less than $5k. I could probably find out an exact total if...

In 2013 my husband and I started working with a fertility doctor and our insurance through my husbands work gave us $15k life time for fertility coverage. On Dec 26 2013 the financial person at the doctors office called our insurance company and asked if there were any changes coming for 2014...