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I agree. No is usually my standard reply as well but my son, while responsible, had no established credit and a desire to live in NYC. Helped him to get into the apartment with the two other roommates. The upside is I bought his truck when he left and kept the money in an account in my name...

I have signed up as a guarantor for my son in NYC two years ago. The plan was that after a year he would have established his credit and I would be removed as guarantor, he has two other roommates and their parents/grandparents also signed as guarantors. Before the second lease came due I...