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There was no written agreement or written terms. She offered to give me the loan without interest instead of going to a bank and then we agreed on how much I would pay every month.

I can keep paying, and I plan on continuing to pay. I am just worried about what will happen through probate and how I cannot pay the total amount all at once.

Thank you for the advice. I am somewhat close with one of my cousins but I have not spoken to the other two much since we were young; so I don't know how likely they will be to forgive the loan. What if one of them agrees to forgive it but not the other two?

My aunt (to whom I was very close with) gave me an interest free business loan a few years ago. I have been diligently paying her back every month. A few weeks ago my aunt died without a will. Since she did not have a will, her assets will go to her children, my cousins. My cousins are aware of...