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  1. D

    Unmarketable title

    Only in South Park do they blame it on the Canadians. You haven't hung yourself. You've been quite helpful, thank you. I don't question that the building department can deny permits on illegally created lots. There are plenty of precedents for that across the state. It's a matter of law and...
  2. D

    Unmarketable title

    And here's where it gets really interesting. In my intial post I said that I bought the vacant parcel with the proceeds from a construction loan. But when I applied for a permit, my app was denied because in their view, there was already a residence on the property. And it was the building...
  3. D

    Unmarketable title

    Thank you for you interest, dee dub. You've got a pretty good handle on the problem now. Addressing your most recent questions in order: In my research into legal precedents, I found that it's been well-established that tax parcels are not necessarily "legal lots" even if they have had that...
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    Unmarketable title

    In a letter to me from the insurer, they "did not make any representation as to the legal status of the parcels you purchased"; and "had no duty to cross reference the parcels in each of the policies you purchased". I am aware of no Washington State laws which either allows them to deny...
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    Unmarketable title

    When or why these two parcels were assigned separate account numbers is apparently irrelevent. Until just recently, I believed that any tax parcel is a "legal lot". I also believed that a title company would not insure both properties (separately) unless they believed that each of them was...
  6. D

    Unmarketable title

    illegal subdivision Washington state. There was the perception of two separate parcels because the total property I purchased was comprised of two "tax parcels" ... each parcel has its own tax account number and the taxes were paid separately. However prior to my purchase these parcels had...
  7. D

    Unmarketable title

    illegal subdivision No one chose to respond to my post last month so I'll try this: I bought two adjoining parcels of property from the same seller with two separate deeds. We were both under the impression that they were legally subdivided from each other. After I sold one of the parcels...
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    Unmarketable title

    I bought a parcel of property in 2007 which had two separate tax parcel numbers from the same seller and they closed simultaneously. Seller is a licensed real estate agent. One parcel has a house on it the other is vacant. I financed the vacant lot with a construction loan in order to build a...
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